How Much Should You Invest Per IBKR UCITS ETF Trade?
Buying VWRA, CSPX or other LSE UCITS ETFs on IBKR? See how the US$1.70 minimum commission and 9% GST affect different investment sizes.
IBKR Auto Currency Conversion vs Manual FX: SGD to USD Breakeven
Should you manually convert SGD to USD on IBKR or use automatic currency conversion? We calculate the exact breakeven for Singapore investors.
GXS Credit Card Review: Instant cashback on Grab in Singapore
GXS Bank's first credit card earns up to 10% instant cashback on Grab, 10% overseas with no FX fees, and a market-leading 1.75% unlimited cashback on everything else.
VALL, VXUS & VSML: Vanguard's New ETFs Explained
Vanguard just launched 3 new UCITS ETFs on the LSE with rock-bottom fees. Here's what each one is and how it stacks up against what's already in your portfolio.
Interactive Brokers (IBKR) Singapore Guide 2026: How to Open an Account and Start Dollar Cost Averaging
A step-by-step guide to opening an IBKR account in Singapore and setting up a Regular Savings Plan. Written by a Singapore investor who has used IBKR since 2020.
CardUp and ipaymy Are Raising Fees. Is Buying Miles Still Worth It?
Fees are going up 25 to 40% from June 2026. I run the real numbers on DBS Vantage and UOB PRVI Miles, share the new promo codes, and give my honest verdict on whether buying miles this way still makes sense.
Should You Refinance Your HDB Loan in 2026?
Bank rates are below 1.5%. If you are still on the HDB loan at 2.6%, you are overpaying by $3,000+ a year on a $500K loan. The full breakdown on refinancing and what to do with your CPF OA instead.
Best Credit Cards for Big Ticket Purchases in Singapore (2026)
Wedding, renovation, new home. The exact card stack I used, the sub-caps that matter, and how to earn miles even when the merchant says no credit card.
How to Invest SRS in Global ETFs (Not Unit Trusts)
StashAway ETF Explorer is the only SRS-compatible platform in Singapore that lets you buy a UCITS ETF (ISAC) at 15% dividend WHT — not 30%. My unsponsored breakdown and personal S$20,000 deployment plan.
HSBC Revolution just got a lot better. Here's what changed.
4 mpd permanently restored on travel and contactless. 8 mpd if you park $50k in the EGA. Visa Signature upgrade. Travel insurance back. My full breakdown.
Best Cashback Cards with No Minimum Spend in Singapore 2026
Eight cards that earn on every dollar with no minimum spend. My pick for convenience, and why unlimited cashback is fine as a catch-all but not a complete strategy.
The Future of Singapore's Economy. My 2026 prediction.
TFR at 0.87. One in four citizens over 65 by 2030. More furkids, fewer families, and a housing inheritance wave. Here is where I think the money flows.
My Investment Strategy for 2026. A lot has changed.
I stopped adding to S&P 500, shifted to ACWD for global diversification, and started building a precious metals position. Here is the full breakdown.
Best Credit Cards for Travel Bookings in Singapore 2026
Platform discounts before miles. My full stacking strategy for Traveloka, DBS Women World, Maybank XL and more for flights and hotels in 2026.
CPF Full Retirement Sum 2026. Four years on.
My real CPF balances, 2026 interest forecast, the VCMA window, supercharging update, and whether I regret hitting FRS early at 30.
My CPF Strategy for 2026. And Why You Should Have One Too.
BHS up to $79K, FRS at $220,400, and a new salary ceiling. The full playbook — including what changed for me personally this year.
I Set a USD 1 Million Goal at 30. I Hit It at 34.
I announced the goal before I was sure I could do it. A year later the portfolio was deep in the red. This is the honest version of what happened.
My 2026 Credit Card Strategy Just Changed
Nerfs, tactical shifts, and the spending trap most people fall into. Maybank F&F, DBS yuu, and what I am doing differently this year.